Ethics and Compliance
Management Measures for Employee Professional Conduct
Article 1: In order to standardize the professional ethics of employees, improve their professional ethics and professional qualities, and maintain the company's reputation, this method is formulated in accordance with the "Guidelines for Professional Ethics of Employees in Banking and Financial Institutions".
Article 2: These measures are applicable to all on-the-job employees of the company.
Chapter 2 Management and Assessment
Article 3: The company shall incorporate the compliance of employees with these measures into compliance management, and establish a sustainable evaluation and supervision mechanism in conjunction with the implementation of human resources regulations such as the Compliance Manual, Job Accountability Management Regulations, Employee Etiquette Standards System, Labor Discipline Assessment Measures, and Implementation Rules for Labor Contract System.
Article 4: The assessment of employees' compliance with professional ethics shall be the responsibility of the Compliance and Risk Control Department and the Human Resources Department. Assessment can be conducted through on-site inspections, spot checks, written tests, etc. Compliance performance assessment can be used to determine
The employee's rating will directly incorporate the compliance performance evaluation results into the performance evaluation management of human resources.
Article 5: Employees who violate relevant regulations on professional ethics shall be dealt with in the following ways:
（1） If it constitutes a violation of national laws and regulations, it shall be transferred to relevant authorities in accordance with the law;
（2） Those who violate the company's rules and regulations shall be dealt with accordingly in accordance with relevant regulations;
（3） If it has not yet constituted a violation of laws and regulations or the company's rules and regulations, the assessment department shall, based on the actual situation, issue a notice of criticism, deduct points from compliance performance assessment, or deduct points from probationary period assessment. After being reviewed by the president, it shall be implemented
Chapter 3 Professional Conduct
Article 6: Employees shall be aware of and abide by the law, safeguard national interests and financial security. Fulfill legal obligations and keep Classified information and trade secrets. Respect creativity, protect intellectual property rights and patents. Seeking truth from facts, objective and truthful
Reflect information on the company's business activities.
Article 7: Employees should standardize their operations, enhance their awareness of risk prevention and control, conscientiously complete relevant work according to the business operation process, strengthen business learning, proficiently master business skills, and possess the necessary skills for their positions
Relevant qualifications for.
Article 8 Employees should follow the principle of fair competition, adhere to the principle of "voluntary customers", and consciously resist Unfair competition means such as dumping at low prices, belittling peers, and false propaganda.
Article 9: Employees should prioritize customers, be honest and trustworthy, and provide high-quality services. Implement a job accountability mechanism, receive warmly, speak politely, behave generously, and respect customer privacy.
Article 10: Employees should be enthusiastic about public welfare, dedicate love, distinguish between public and private, and be diligent, thrifty, and thrifty.
Article 11: When encountering a conflict of interest, employees should actively avoid it; Practitioners handling credit extension, credit investigation, financing, and other businesses should actively withdraw when involving relatives or interested parties; Not engaged in activities related to
The second profession in which this institution has an interest.
Article 12: Employees investing in stocks shall comply with relevant laws, regulations, and company regulations, and shall not use insider information to buy or sell stocks of listed companies with related relationships; Not to misappropriate public funds and customer funds to buy or sell stocks;
Do not use personal consumption loans (such as housing or car loans) to buy or sell stocks.
Article 13: Employees shall consciously resist fraud, illegal fundraising, and commercial bribery, and refuse pornography, gambling, and drugs. In social interactions and commercial activities, employees should engage in honest work and not accept or give any form of illegal benefits to clients.
Article 14: Employees shall consciously resist insider trading, shall not use insider information for personal gain, and shall not disclose insider information to others in an explicit or implicit manner. Refuse money laundering, report large transactions in a timely manner, and
Suspicious transactions, fulfilling anti money laundering obligations.
Article 15: In addition to complying with the contents listed in Articles 6 to 14, directors, supervisors, and senior management personnel shall also abide by the following professional ethics:
（1） Seriously implement national policies and guidelines, adhere to professional ethics, obey national macroeconomic regulation, and safeguard the overall situation. Good at management, fair and upright, democratic in style, and adhering to principles. Fulfill social responsibilities.
（2） Faithfully fulfill the responsibilities of trustee and business management, organize the formulation of scientific development strategies, make scientific decisions, exercise caution in the use of power, prevent risks, and stay away from official crimes.
（3） Set an example, consciously abide by this guideline, and assume the responsibility of organizing company employees to comply with this guideline.
（4） Be knowledgeable and responsible, appoint people on merit, care about employees' career development, and cultivate team awareness.
（5） Moderately participate in public activities, stay away from illegal and bad behavior, and do not use the convenience of their position to seek or convey illegal benefits.
（6） Refine management, focus on monitoring, clarify the special professional ethics of key positions in the company, and organize employees in key positions to comply.
Chapter 4 Supplementary Provisions
Article 16: These Measures shall be interpreted by the Compliance and Risk Control Department and the Human Resources Department.